How we think, step by step.
Independence isn't a slogan for us - it's a method. Here's exactly how an engagement runs, and the principles underneath it.
A simple, four-step process
Clear from the first conversation - you'll always know where things stand and what happens next.
Free intro meeting
A relaxed first meeting to hear what's on your mind and decide together whether we're the right fit. No cost, no obligation.
Understand & scope
We dig into the detail and agree exactly what you want from the work - with a fixed fee quoted upfront.
Clear recommendations
You receive considered, plain-English advice that lays out your options and our honest view on the best way forward.
Move forward
We help you act on the plan and stay available for the questions that come up once you're underway.
Independence, by design
We take no commissions and sell no products, so there's never a reason to steer you anywhere but the right place. That independence is written into our constitution and overseen by an independent board.
- Paid only by you - never by a third party
- No product shelf, no sales targets
- Fixed fees agreed before any work begins
- Every meeting in person, never rushed
Advice without the tilt
Most advice comes with an incentive quietly attached. Ours doesn't.
The usual way
- Paid by commissions and product sales
- Advice nudged toward what pays the adviser
- Hourly meters, or fees hidden in products
- You get handed off between people
The Clear Sky Consulting way
- Paid only by you - no commissions, ever
- Advice pointed entirely at your interest
- A single fixed fee, agreed upfront
- One advisor, from start to finish
How we work, answered
Not at all. The first meeting is complimentary and without obligation. Nothing begins until we've agreed a clear scope and fixed fee in writing.
We accept no commissions, referral fees or product incentives - the only money on the table is the fee you pay us. It's written into our constitution and overseen by a majority-independent board.
Gladly. Where a decision needs a licensed specialist we'll say so, and we're happy to sit alongside your existing advisers rather than replace them.
Ready to talk it through with someone on your side?
Your first meeting is complimentary, in person, and entirely without obligation.